Loans promoted is a form of fast financing which, despite the rapid timing, requires the request for promissory notes as collateral and means of payment instead of the monthly installment. It is a form of financing which, although it is not an economically viable choice, is suitable for all those who are protested or bad payers and who would have difficulty accessing credit. It is easy to understand how the fast loan with promissory note allows to reduce the time of disbursement of the credit in order to have a liquid availability to meet the expenses.
For obtaining the fast loan with the bill of exchange, which constitutes the means of repayment of the loan and of payment, the stamp duty must be affixed to it since its first issue. If the institution providing the loan does not have the correct regularization, it cannot make expropriation actions on the assets of the person who issued the bill not covered. The fast loan with promissory notes provides for the payment, by way of repayment of the loan, of bills of personalized amount based on the assessment of the financial situation of the applicant and an amortization plan that usually varies from 12 to 120 months.
Loan with bills: speed and security
The fast loan with bills is a particular form of non-finalized financing that allows you to obtain a financial capital with the only guarantee of the signature affixed to the bills of exchange, an executive debt that allows the credit institution to recover the amount of money disbursed. Due to its peculiarities, this type of financing can also be requested by those who have been reported to Crif as bad payers or protested. In the fast loan, the monthly installments are the bills of exchange which constitute the form of payment and guarantee for the bank or for the financial company that grants the loan. The promissory note represents an enforceable title and, in the event of insolvency, the lender can request the attachment of the assets owned by the borrower. Delivered before the signature of the loan on the bills of exchange, the fast loan with bills significantly reduces the timing of acceptance but also of possible rejection of the application.
In fact, it is possible to obtain the required financial capital over a period ranging from 24 hours to 3 days maximum. The clearly reduced time frame in accepting the preliminary investigation of the loan and in the disbursement of the requested capital is what characterizes and distinguishes the category of fast loans with bills. The bills themselves constitute the guarantee of recovery of the assets of the contracting party in the event of non-fulfillment of the financial obligation assumed.
The bill of exchange, which at the same time constitutes the means of repayment of the loan, allows the lender, in the event of non-payment of the amounts due, to proceed with the start of the procedures for attaching the assets of the fast loan contractor to recover the sums disbursed. It goes without saying that this logic that underlies this form of loan allows the institution that evaluates the request for the loan to be exchanged to experience, in the shortest possible time, the practice of accepting and disbursing the financial amount.
Quick loan with bills: request and send documents
If you do not have time to waste to get around the various banks and financial companies, you can scrutinize the credit offers and offers online ; it is simply a matter of surfing online, choosing the broker or the credit agency that allows you to send all your useful documents electronically to request the fast loan changed and in a few days, if not even in the next 24 hours, you can receive an answer by a credit counselor.
It is good to know the necessary documents that you can independently send to speed up the loan with bills:
- work contract;
- income certificate for individuals without paychecks;
- valid identity card;
- fiscal Code;
- collateral with the signature on the bills.